(916) 836-8602 Lincoln|W. Sacramento
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Financing/Apply online

Apply online in about five minutes.

One application, run past outside lenders first. You don't need to have picked an RV yet.

Start the applicationCall (916) 836-8602
To complete~5 min
Typical decision1 day
Co-buyerSupported
ConnectionEncrypted

Before you start

Have these in front of you

  • Social Security number and date of birth
  • Current address, and how long you've lived there
  • Monthly rent or mortgage payment
  • Employer name, address and phone
  • Monthly gross income
  • Trade-in VIN and mileage, if you have one
Optional on the form: driver's license details, personal references and the vehicle section. Skip the vehicle section if you haven't picked an RV.
Two people buying? Tick "Has co-buyer" at the bottom of the buyer tab and the second tab opens up.

The application

Credit application

Your information goes over an encrypted connection straight to the lenders and our dealer management system. It isn't emailed, and it isn't stored on this website.

sales.unplugrv.com/apply-onlineSecure credit application · DealerCenter

If the form doesn't load, open the application in a new tab or call (916) 836-8602 and we'll take it over the phone.

What happens next

What happens next

We get it right away

The application lands with Sam and Branden. If something's missing we'll call or text the same day.

Outside lenders first

Southeast Financial shops it to multiple RV lenders; Westlake Financial sees it too. We're looking for the lowest payment you qualify for.

You hear back

Usually within one business day: approved amount, rate, term and estimated payment — or an honest "here's what in-house would look like."

No obligation

An approval isn't a purchase. Take the numbers to your credit union and see if they'll beat them.

How we get paid on a loan. Like most dealers, we may earn a participation from the lender when we arrange your financing. That's why the rule here is simple: if your own bank or credit union beats what we find, take theirs. We'll still sell you the RV.

Questions

Application FAQ

Is it safe to enter my Social Security number?

The application runs on an encrypted connection and goes only to the lenders and our dealer management system. Please don't email or text us a Social Security number — use the form or call.

Will this be a hard credit pull?

Yes. By submitting, you authorize the lenders to obtain your credit report, and that's a hard inquiry. There's no soft-pull pre-qualification, so apply when you're ready to buy.

Still shopping?

See what's on the lot, then come back and apply with a stock number.

Browse inventoryCall (916) 836-8602